Bright On Capital is a black-owned online lender that provides affordable working capital, funding solutions to small and emerging businesses with sustainable growth prospects. If the bank has rejected you, you’ve come to the right place. We go out of our way to understand your business and its potential. If you have a recent successful track record of supplying to one or more corporates or public-sector entities we can help you.
As a small businesses, you can access revolving credit facilities of up
to R1 million to execute on
procurement opportunities sourced from qualifying large organisations. Bright On Capital
gives you
the confidence to pursue bigger orders, explore bigger opportunities and grow your business.
Bright On Capital is an Authorised Financial Services Provider and a
Registered
Credit
Provider
(NCRP7586).
If you are an emerging business with less than 5 years trading history, getting a loan
from the bank is not always possible.
Traditional banks have unrealistic criteria for approving businesses loans, many
entrepreneurs or small business will not qualify, banks require:
Bright On Capital provides an innovative approach to small business lending by focusing on understanding a small business'
This allows us to determine an appropriate funding solution that best reflects your business’ position and funding needs.
Genlou Industrial: Zanele Masilela
Charl Projects: Charles Nkadimeng
Big Broz Radebe: Billy Radebe
Margen Industrial: Moses Mahlangu